There are four (4) ways to do it if you don’t have Long Term Care Insurance. Your parent (or you) need to be admitted into a Los Angeles Nursing Home. Assisted Living Facility is not an option anymore because you likely need intensive care. In Home care is not an option because it is too expensive. Don’t just opt-in for private pay – do your due diligence! Find out if you can qualify for the below programs (aside from #1). Here are all of your options: #1 Use Your Own Money Well you could use your own money. If you’re.