What happens to your money after you pass away? What are the three top concerns parents have after their children you pass away and you give your children your assets? What can you possibly do now to address these concerns today? #1 Concern — Children Can’t Handle Sudden Wealth The top concern is the financial maturity of your children or beneficiaries. If something happens to you today, are your children responsible enough to take care of all of your assets? Do they know how to invest the money the proper way? Do they have a good head on their shoulders.